Dr. Cozette M. White, Managing Partner for My Financial Home Enterprises, LLC, is an entrepreneur that has discovered how to grow and maintain a profitable business. Dr. White didn’t come from an entrepreneurial background but learned lessons through her many wins and losses. Dr. White discussed how she positioned herself to transition from welfare to winning by unlocking the code to her 6-figure tax business!
FWM: Thank you Dr. White for this opportunity. Please introduce yourself to our readers.
Dr. CW: I’m Dr. Cozette M. White, a 6x bestselling authors, nationally recognized advisory accountant and tax expert, international speaker and philanthropist. I’ve been coined the “Financial Physician” as a result of my unparalleled ability to diagnose and boost the financial health of organizations and families.
I’m the founder and CEO of My Financial Home Enterprises, a certified woman owned small business global financial firm providing comprehensive accounting, tax and business management services. My firm has helped thousands of clients build their own successful companies and realize their dream of running their own mini-empires. I created the company after having numerous conversations with small business owners about the importance of designing a financial blueprint and seeing so many of her colleagues start businesses that failed.
FWM: Why are you so passionate about the work you do?
Dr. CW: I love working with my clients. I am thrilled when clients tell me they have eliminated debt or started contributing to a retirement fund or tapped into smart ways to diversify their portfolio. I get excited because I know I am the force behind their efforts. I am sure they can feel the energy in my voice!
FWM: Why is it that you have a passion for working with women?
Dr. CW: I am a champion for women. I once read an article that stated women are now the breadwinners in 40% of American households. This trend has been on the rise for years. Out of the 40% of women breadwinners, nearly two-thirds are single mothers. However, married mothers are still bringing in more money. Of married women, 24% are now the breadwinner. Of these statistics, the vast majority of the women were not taught to be SMART with their finances. It is for this of many reasons that I wrote Smart Finances, For Smart People. With relevant statistical data, it is imperative that I educate and empower women to manage their finances effectively. I feel it is my responsibility to be the change agent that impacts households headed by women. After all, as a single mother and the head of my household, I know first-hand how important this is.
FWM: What advice would you give to others?
Dr. CW: The two things I will leave with readers are to ‘Always Pay Yourself First’ and to establish a ritual of reading. Always paying yourself first is one of the oldest rules of personal finance. However, it is not applied as frequently as it should. It pays for your freedom, so why avoid rewarding yourself? When you pay yourself first, you are mentally establishing wealth saving as a priority. You are establishing that you are worthy of yourself before anything else. It encourages financial habits, and you are building a cash buffer. Secondly, I need you to establish a ritual of reading. Yes, read books focused on money and finances. You have heard the saying, “Iron sharpens irons.” Reading sharpens the mind. When I was overcoming my hurdles, I read personal finance books and articles to sharpen my knowledge of growing wealthy.
FWM: What can you tell the readers regarding success?
Dr. CW: Be the captain of your ship. Use the navigation system to archer and position yourself for a blessing. Start by positioning your mind, attitude, action and words. Speak wealth into existence. Do not allow excuses to be your stumbling block. Have faith, believe, and know that there is light at the end of every tunnel. Have confidence. Know that we are God’s children, and He will always care and watch over us. Things may not happen when we want them to. However, as long as we put in the work and do what we are supposed to do, our Father is going to take care of us. Just know that when we fall, He will be there to pick us up. Remember…”Never Give Up!”
FWM: How can our readers connect with you outside of this interview?
Dr. CW: Learn more about Dr. Cozette M. White at www.cozettemwhite.com and learn more about the business services offered at My Financial Home Enterprises at www.myfinancialhome.com.
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Dr. Cozette M. White- Dr. Cozette M. White is an acclaimed 6x bestselling authors, nationally recognized advisory accountant and tax expert, international speaker and philanthropist. White has been coined the “Financial Physician” as a result of her unparalleled ability to diagnose and boost the financial health of organizations and families.
Dr. Cozette is the Founder and CEO of My Financial Home Enterprises, is a certified woman owned small business global financial firm providing comprehensive accounting, tax and business management services. The firm has helped thousands of clients, globally, build their own successful companies and realize their dream of running their own mini-empires. My Financial Home has been featured in Forbes Magazine and named one of The Boss Network’s top 50 companies two years in a row. As Cameka Smith, Founder and CEO of the Boss Network put it, “without question she is brilliant at teaching others to leverage their unique gifts and qualities into a financial windfall.”
Dr. White is a resident Money Matter’s Tax Expert for FOX40. Her excellent media credentials, professionalism, and outgoing personality has allowed her to provide expert advice on tax issues for CBS This Morning, NBC, ABC and FOX television stations. She has been featured on the numerous radio shows including Radio One and iHeart radio, she’s a recurring voice to millions making regular appearances in various national media outlets, including Black Enterprise, Forbes, Women of Wealth, Upscale, The Huffington Post, and countless newspapers across the country. Women of Wealth dubbed White, “Wealth Builder Extraordinaire.”
White received her Master of Business Administration degree from the University of La Verne and her Bachelor of Science degree in Accounting from California State University, Dominguez Hills. Later Dr. White was awarded a Doctorate Degree of Philosophy Letters. She is involved in her community and is a member of Alpha Kappa Alpha Sorority, Inc; she is a member of the National Association of Black Accountants and National Black MBA Association.
In addition, she holds the following credentials:
- Licensed/Certified Income Tax Preparer
- CTEC Registered Tax Preparer (CRTP)
- Certified Financial Planner
Dr. Cozette’s personal and professional achievements have not gone unnoticed, and through the years she has been awarded:
- 2019 Productive Business Community Game Changer Award
- 2019 Women Add Value Leadership Recognition Award
- 2019 Top 28 Influential Business Pioneer by K.I.S.H. Magazine
- 2019 Dynasty of Dreamers by K.I.S.H. Magazine
- 2018 Top Business Award by The Boss Network
- 2018 Top Female Expert by Huff Post
- 2017 Top Business Award by The Boss Network
- 2017 Lifetime Achievement Award by President Barack Obama
- 2017 10 Women Speakers To Know – Jazzy Creative Magazine
- 2017 Top 6 Leaders of The Month – WomELLE Magazine
- 2016 Wealth Builder Extraordinaire by Women of Wealth Magazine
Photos courtesy of Dr. Cozette M. White
